Applications > Assets
INvSIGHT Finanzas

a s s e t s


Assets is a complete application for financial investment management: registration, valuation, accounting, reporting and analysis.


INvSIGHT Assets, according to all the investment requirements for a full compliance registration, is aimed at those insurance companies that pursue an efficient, easy and complete management of their asset portfolios with automation tasks.


Depending on the functionality selected by each company, we can offer the following characteristics:


Assets, defined in any currency, can be held in portfolios also defined in any currency.  We find support for the following most relevant type of assets:

  • Treasury (deposits, repos, bills, promissory notes, etc.).
  • Fixed income (fixed, floating, zero, staggered, irregular coupons, etc.).
  • Equities (stocks, funds, ETF, etc).
  • Derivatives (options, futures, swaps -asset swap, irs-, forwards, warrants, etc.).
  • Structures (SPV, collateralized, etc).
  • Real estate.

Supporting the following events among others for the most common assets:

  • Purchases and sales.
  • Changes of depositaries.
  • Accruals.
  • Fixed and floating coupons.
  • Dividends, capital increases, splits and bonuses.
  • Maturities with and without optionality.
  • Valuation by several methodologies according to portfolio type.
  • Imputation of impairments.
  • Linkage with insurance products.
  • Nominal reductions.
  • Financial product conversions.
  • Liquidations.
  • Transfers between portfolios.

The most relevant calculations implemented are:

  • Amortized cost.
  • Value discounting the cash flows.
  • Market value.
  • Running coupon with multiple calculation bases.
  • Average rating.
  • Projection of cash flows.
  • Internal Rate Return (IRR)
  • Duration and convexity.
  • Variance and covariance.
  • Historical and parametric VaR.
  • Normative stress testing and other simulations.
  • Parametrization according to any regulations, accounting plan and accounting rules.
  • Accounting for all supported events.
  • Automatic accounting reports according to the company's ERP format.
  • Accounting asymmetries and fiscal effect.
  • Accounting for forex investments.
  • Support for accounting corrections.
  • Export to several accounting systems.
  • Classification of financial assets by valuation nature: amortised cost, fair value impacting on global P&L, impacting on P&L, etc.
  • Test SPPI defined according to the company criteria, calculated from a third party or catched from a financial data provider.
  • Impairment based on expected losses calculated from a third party or catched from a financial provider publishing the one year probability of default, expected value of losses (ECL), etc.
  • Hedging treatment following the specific company instrucctions.
Solvency II
  • Includes all the attributes in assets, derivatives and real state for Solvency.
  • Cash flows generation for assets.
  • Seggregation by portfolio and custodian.
  • Separation of open and closed positions.
  • Reporting for INvSIGHT Solvency or any other solvency software.
  • Automatic capture of asset definitions and relevant facts of financial data providers.
  • Indexes for curves, prices from contributors, risk parameters, yield, etc are also integrated. In general every available information for assets and issuers published by financial data providers.
  • Export and import of information to and from various formats (spreadsheets, databases, text files, etc).
  • Complete integration with other INvSIGHT applications and process automation.
  • A repository for attaching documents to asset definitions an events is available (term sheets, contracts, buy/sell orders, etc).
  • Customizable risk control reports.
  • Specific front office control dashboards.
  • Reports for the management board and other departments.
  • Multi-user access.
  • Configurable language.
  • Assignment of responsibilities through profiles.
  • Execution registry and attribution of changes.


  • High level of operational efficiency and tasks automation.
  • Reduction of risks due to human errors.
  • Unified and accessible information system.
  • Ease of use and learning.
  • Transparent integration with the rest of the company's systems.
  • Adaptation to any insurance company profile.
  • Simple and fast implementation.
  • Great capacity for simulation and analysis.
  • Monitoring of multiple risk facets, yield and liquidity.